20 S Fourth St Columbia, PA 17512 | phil.JHLutz@comcast.net
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Jay H. Lutz & Co., Inc.
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About Our Independent Insurance Agency in Columbia, PA

Jay H. Lutz purchased an existing insurance agency—Alfred C. Brunner & Son—from Henry M. Brunner Esq. on May 1, 1964. In 1980 the Columbia, Penna. insurance agency was incorporated as Jay H. Lutz & Co., Inc. Philip Martin, son-in-law of Mr. Lutz, joined the firm in 1989, and eventually purchased the business in 1996. Jay H. Lutz retired that same year but at age 80 he still visits the office almost daily to pick up the day’s mail at the post office, and sort it.

As an independent insurance agency, we offer a full line of insurance products: Auto, Home, Health, Business, Renters, Life, Boat, Motorcycle, RV, and Specialty insurance. Representing numerous insurance companies such as Donegal Insurance, Progressive, Travelers, Safeco, Harleysville/Nationwide, Philadelphia Insurance Companies—we are able to compare price and features and present various choices for your insurance needs. Because we are an independent agent, we work for YOU to get the best policy for YOU.
Insured House — Home Insurance in Columbia, PA
Home in Columbia insured through Jay H. Lutz & Co

We serve clients in

  • Columbia, PA
  • Wrightsville, PA
  • Marietta, PA
  • Mount Joy, PA
  • Washington Boro, PA
  • Hellam, PA
  • York, PA
  • Willow Street, PA
  • Lititz, PA
  • Mountville, PA
  • Silver Spring, PA
  • Elizabethtown, PA
  • Millersville, PA
  • Red Lion, PA
  • Bainbridge, PA
  • Lancaster, PA
  • Manheim, PA
  • East Petersburg, PA
All three insurance agents are dedicated employees which assures that you will speak to the same agent year after year. They know you—they are your neighbors.

  • Philip Martin, owner, insurance agent. A graduate of Albright with a degree in Business Administration, Phil joined the agency in 1989 and became owner in 1996. Specializing in Commercial insurance, Health insurance, and Specialty insurance—Phil has assisted many local businesses to protect their assets plus has assisted in helping clients to choose an appropriate health insurance plan. Phil grew up in Columbia and lives nearby with his family.

  • Pam Houck,, office manager, insurance agent, claims specialist. A lifetime resident of Columbia and an employee for over 25 years, Pam’s vast knowledge of insurance enables her to assist clients in many ways. As a liaison between you and the insurance company, Pam assists you in getting your insurance claim satisfied. When visiting the office, look for Pam’s beautiful pictures of her dogs: English Springers and English Setters.

  • Courtney Serrano, personal lines agent. Specializing in Auto, Homeowners, and Renters insurance, Courtney joined the agency in 2015 after leaving another agency. A resident of Ephrata, Courtney’s knowledge of the numerous plans offered by different insurance companies assures that she will find a policy that meets your needs. Recently married, Courtney also is a pet owner.
Borough Hall — Home Insurance in Columbia, PA
Columbia Borough Hall
photo by B Kay Diehl Melchi

  • Kay Diehl Melchi, customer service and receptionist. With 40+ years of customer service in printing and insurance, Kay is the smiling face you’ll meet first in the office or on the phone. Lifelong resident of Lititz, she values the personal relationships that exist in small towns. Kay enjoys riding motorcycle, scooters, keeping her 2003 Honda Element in pristine condition, and RVing. Plus she is a freelance graphic designer.